Ann Bennett - KELLER WILLIAMS REALTY / Metropolitan



Posted by Ann Bennett on 11/15/2018

“Short sales” may have one of the most deceiving names in real estate. Any client who is undertaking the purchase of a short sale property will ask, “Why is this taking so long?” Short sales generally happen due to lapsed payments on a mortgage. In the short sale, the owners take a loss on the property, but it saves them from being foreclosed on by the bank. Many of these sales are circumstantial by divorce, or a sudden change in job. The seller asks the bank to take less money than the amount owed on the house in a short sale transaction. 


If You’re Buying A Short Sale Property


If you have made an offer and the seller accepts it, your dealings are far from over in a short sale. The seller’s bank needs to approve the sale. Since the bank is losing money in the deal, this is where the hold up can be in the entire transaction.


The First Step


The seller’s bank must review the short sale package first. The seller needs to submit a complete picture of their finances to the lender. The seller’s credit score will also be reviewed. A bank would not approve a short sale if, let’s say, the seller happened to have a lot of extra cash just sitting in a bank account. The lender needs to protect themselves.


The listing agent should be on top of all of the paperwork that should be done in order to have the transaction approved. As a buyer, you’ll appreciate a good short sale listing agent. 


Make Sure Everything Is In Order


There’s a lot of paperwork to sign in order to get a house. There’s even more paperwork to sign in order to secure the purchase of a short sale. If just one page of the documents are missing or one signature is left unsigned, the entire process can be slowed down even more. As a buyer, you should confirm that all the required documents have been signed and received. 


Another problem that can occur is that documents quickly become outdated. Bank and other financial statements are a good example of this. By the time paperwork is ready to go through the lender, last month’s bank statement could be completely outdated. The lender will then need an updated statement, holding up the process even more. The seller and agent need to be ready for these circumstances. The faster the lender is responded to, the smoother the process will go.          

 

Remember You’re Working With Two Banks


When you’re purchasing a home that’s a short sale, you’ll need to deal with two banks- your lender and the bank handling the short sale. Be mindful of the timelines that each bank has. If you aren’t, you could be approved hours too late to buy the property, leaving you and the seller to start from scratch. 


Buying a short sale is risky because there is always a greater chance the sale will fall through or succumb to foreclosure due to some kind of circumstances beyond the buyer or the seller’s control. If you have the right realtors on both sides of the table, the process of buying a short sale should go as smoothly as can be expected.      





Posted by Ann Bennett on 11/9/2018

This Single-Family in Antrim, NH recently sold for $293,500. This Colonial style home was sold by Ann Bennett - KELLER WILLIAMS REALTY / Metropolitan.


316 Clinton Road, Antrim, NH 03440

Single-Family

$298,000
Price
$293,500
Sale Price

4
Bedrooms
8
Rooms
2/1
Full/Half Baths
Sparkling fresh and move-in ready this 2006 colonial is waiting for you. This home boasts cathedral ceiling in living room, a master suite with a private bath, a spacious kitchen with corian counter tops, wonderful landscaping and a screened porch. A great commuter location to Keene or Concord, this might be the perfect home for your family!






Categories: Sold Homes  


Posted by Ann Bennett on 11/8/2018

If you plan to sell your house and need to declutter quickly, hosting a yard sale may prove to be ideal.

Ultimately, a yard sale enables you to get rid of excess items and earn extra cash at the same time. It also may help you connect with neighbors and lay the groundwork for long-lasting friendships.

When it comes to hosting a yard sale, it is important to sell the right items to the right buyers. By doing so, you can increase your chances of transforming an ordinary yard sale into a successful one.

Now, let's take a look at three items to sell during your yard sale:

1. Clothing

If you're moving from a warm-weather climate to a cold region – or vice-versa – you should sell clothing that you no longer need.

Wash any clothes that you plan to sell as part of your yard sale. This will ensure all clothes are stain-free.

Furthermore, consider the buyer's perspective as you determine which clothing to sell. And if you find that some of your t-shirts, turtlenecks and other clothes are faded or ripped, you may want to dispose of these items altogether.

2. Electronics

TVs, video game consoles and other electronics often prove to be popular yard sale purchases. As such, if you have excess electronics, you should sell these items at your yard sale.

If you plan to sell an old desktop or laptop computer, make sure to clear the hard drive. This helps eliminate potential cybersecurity headaches down the line.

Also, test any electronics to ensure they work properly. If electronics are battery-operated, install batteries to make it easy for yard sale shoppers to test these items. Or, if electronics require an electrical outlet, set up a power source that allows potential buyers to try these electronics.

3. Appliances

If you are moving to a new house that already has a refrigerator, washer, dryer and other appliances, a yard sale provides an excellent opportunity to sell your current appliances.

Be realistic when you set prices for your home appliances. Check out the prices of brand-new and used appliances, and you can establish a price range for your appliances based on their age and condition.

In addition, don't hesitate to negotiate with buyers on appliance prices. Because if you fail to sell your appliances at your yard sale, you may be forced to move these big, heavy items on your own.

Those who understand which items to sell at a yard sale should have no trouble stirring up plenty of interest in any yard sale, at any time.

Lastly, if you want extra help as you plan for a yard sale, a real estate agent can offer expert assistance. This housing market professional can provide home decluttering tips to ensure you can sell the right items during your yard sale.

Start planning for a yard sale today, and you can move one step closer to decluttering and selling your house.




Categories: Selling Your Home   yard sale  


Posted by Ann Bennett on 11/2/2018


2 Arlington Avenue, Nashua, NH 03060

Single-Family

$199,000
Price

3
Bedrooms
6
Rooms
1
Baths
This home has tons of potential for a new owner to improve over time. Solid construction, large rooms and wide plank hardwood floors. Large walk-up attic is just calling out to be additional finished space. Newer gas furnace and newer roof. Farmers porch and vinyl siding and deck and patio in the backyard. This home needs updating and the kitchen is old but spacious, and a blank slate to make the kitchen of your dreams. The bathroom has been enlarged and still has a claw foot tub!
Open House
No scheduled Open Houses






Categories: New Homes  


Posted by Ann Bennett on 11/1/2018

We all want our homes to be secure, but do we really take the steps that are necessary to make security a priority in our homes? Between home security and neighborhood security, you’ll want to do whatever you can to keep both your home and your neighborhood safe. Below, you’ll find some tips to help you select and maintain a safe home an neighborhood. From the moment you move into a new home, you should have your eyes peeled for ways to make your home and neighborhood a safer place to live. Some often overlooked parts of home security are:


  • Door locks
  • alarm systems
  • Smoke detectors
  • Neighborhood visibility
  • Window locks
  • Home entrances and exits


Make Safety A Part Of Your Search Criteria


If you do research before you even buy a home, you can avoid living in an area where you will regret moving to. There are plenty of online resources to help you see where crime is prevalent as opposed to where safer neighborhoods are. Doing this research can be extremely valuable to your home search. Some search engines even provide a certain amount of data that’s available by street as to when and where incidents have happened. Although you may not want to get that detailed, you can use the data you find to help you in your home search. A neighborhood with a large number of incidents may not be where you want to start your home search.   


Find The Holes In Your Home’s Security


Once you close on a home, one of the first things that you should do is asses the security inside the home. This means changing the locks, checking the windows, looking for entrances such as a basement door, and more. Check the smoke and carbon monoxide detectors as well. This can really help to ensure that your new space is safe in a few simple steps. To get more heavily into security, install a security system. You can get a system that’s professionally monitored or a simple home alarm to ward off thieves. 


Get To Know The Neighbors


If you take the time to get to know your neighbors, your neighborhood is more likely to be secure. If you are acquainted with the people next door, they’re apt to keep an eye out on your property and vice versa. You may even want to get involved or begin a neighborhood watch program to help keep the neighborhood safe.


The key to home and neighborhood security is vigilance. The more observant you are, the better chances you have of preventing crime from striking your area.   








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