Ann Bennett - KELLER WILLIAMS REALTY / Metropolitan



Posted by Ann Bennett on 8/16/2018

Getting a mortgage is one of those things that everyone seems to have quite a bit of advice about. While people surely have good intentions, itís not always best to take the buying advice of everyone you meet. Below, youíll find the wrong kind of mortgage advice and why you should think twice about it. 


Pre-Approvals Are Pointless


Getting pre-approved for a mortgage can give you an upper hand when it comes to putting in offers on a home. Even though a pre-approval isnít a guarantee, itís a good step. It shows that youíre a serious buyer and locks you in with a lender so they can process your paperwork a bit more quickly when you do want to put an offer in on a home. 


Use Your Own Bank


While your own bank may be a good place to start when it comes to buying a home, you donít need to get your mortgage from the place where you already have an account. You need to compare rates at different banks to make sure youíre getting the best possible deal on a mortgage. Youíll also want to check on the mortgage requirements for each bank. Different banks have different standards based on down payment, credit scores and more. Youíll want to get your mortgage from the bank thatís right for you and your own situation. 


The Lowest Interest Rate Is Best


While this could be true, itís not set in stone. A bank with a slightly higher interest rate could offer you some benefits that you otherwise might not have. If you have a lower credit score, or less downpayment money, a bank offering a higher interest rate could be a better option for you. Low interest rates can have some fine print that might end up costing you a lot more in the long term. Do your research before you sign on with any kind of bank for your mortgage. 


Borrow The Maximum


Just because youíre approved for a certain amount of mortgage doesnít mean that you need to max out your budget. Itís always best to have a bit of a financial cushion for yourself to keep your budget from being extremely tight. When life throws you a curveball like unexpected medical bills or a job loss, youíll be glad that you didnít strain your budget to the end of your means. Even though the bigger, nicer house always looks more attractive, youíre better off financially if youíre sensible about the amount of money you borrow to buy a home.




Tags: Mortgage   mortgage rates   bank  
Categories: Buying a Home   advice  


Posted by Ann Bennett on 8/13/2018

This Condo in Laconia, NH recently sold for $168,900. This style home was sold by Ann Bennett - KELLER WILLIAMS REALTY / Metropolitan.


833 Weirs Boulevard, Laconia, NH 03246

Condo

$168,900
Price
$168,900
Sale Price

2
Bedrooms
5
Rooms
1/1
Full/Half Baths
Tri level condo across from Paugus Bay on Lake Winnipesaukee. Partial view of the lake from 2 balconies. Kitchen, dining area, living room and half bath on first floor. Upstairs are 2 bedrooms (each with a balcony) and a full bath. Finished lower level has living area and area for pool table with a slider out to deck and large private fenced patio. The unit has central air and 3 zone oil fired hot water baseboard heat. The complex includes a pool, tennis court, private beach, kayak storage, 5 boat slips plus a day dock and 3PWC slips. Boat slips are available based on a wait list. Owner states there is currently a boat slip, PWC slip and kayak spot available. Will consider selling partially furnished. This is not a short term rental property.






Tags: Real Estate   Condo   Laconia   03246  
Categories: Sold Homes  


Posted by Ann Bennett on 8/11/2018


46 Chase Avenue, Manchester, NH 03103

Single-Family

$229,900
Price

4
Bedrooms
8
Rooms
1/1
Full/Half Baths
This Charming 4 Bedroom Cape, located in a quiet neighborhood near Elliot Hospital is welcoming with lots of charm. The downstairs is perfect for family time or entertaining with large, open rooms. The 4 season sun room off of the living room adds even more space. The upstairs has 4 small bedrooms and full bathroom. This home features beautiful detailed woodwork, a brick fireplace and hardwood floors hiding under the carpets! There is an additional finished room in the basement too! The home has been freshly painted and a 50 year roof was just put on! In addition, the sellers will provide the buyers with a 13 month home warranty so move right in with piece of mind!
Open House
Sunday
August 12 at 10:00 AM to 12:00 PM
Cannot make the Open Houses?
Location: 46 Chase Avenue, Manchester, NH 03103    Get Directions






Categories: New Homes  


Posted by Ann Bennett on 8/11/2018


46 Chase Avenue, Manchester, NH 03103

Single-Family

$229,900
Price

4
Bedrooms
8
Rooms
1/1
Full/Half Baths
This Charming 4 Bedroom Cape, located in a quiet neighborhood near Elliot Hospital is welcoming with lots of charm. The downstairs is perfect for family time or entertaining with large, open rooms. The 4 season sun room off of the living room adds even more space. The upstairs has 4 small bedrooms and full bathroom. This home features beautiful detailed woodwork, a brick fireplace and hardwood floors hiding under the carpets! There is an additional finished room in the basement too! The home has been freshly painted and a 50 year roof was just put on! In addition, the sellers will provide the buyers with a 13 month home warranty so move right in with piece of mind!
Open House
Sunday
August 12 at 10:00 AM to 12:00 PM
Cannot make the Open Houses?
Location: 46 Chase Avenue, Manchester, NH 03103    Get Directions






Categories: Open House  


Posted by Ann Bennett on 8/10/2018

This Single-Family in Hollis, NH recently sold for $535,000. This Colonial style home was sold by Ann Bennett - KELLER WILLIAMS REALTY / Metropolitan.


49 W Hollis Road, Hollis, NH 03049

Single-Family

$545,000
Price
$535,000
Sale Price

4
Bedrooms
7
Rooms
2/1
Full/Half Baths
This home is a Must See to truly appreciate! It looks nice from the outside but the inside is even better! This 2679 sq. foot, 4 bedroom home was built in 2003 and is set back from the road on a private, 2 acre lot surrounded by trees. The landscaped property provides privacy and ample space for parking and entertaining. It has two garages, one attached and one detached with room for 4 cars. From the first step into the mudroom, you will feel right at home. The large eat-in kitchen is perfect for gathering family and friends. Only need 3 bedrooms? use the large 4th bedroom as a family room or home office! Features include a Master Suite with Soaking tub, double sinks and shower, Hickory hardwood floors, Granite Counters in the kitchen, Gas range, stainless steel appliances, kitchen island, Plantation Shutters, 2nd Floor Laundry, 2 gas fireplaces, 3 Season Porch with Azek Decking, Brick patio, Central Vac, Custom Stained Glass Transom Windows, and a Whole House Generator. If you're looking for a spacious home that is welcoming and great for entertaining yet private this is the home! Check out the Matterport Tour and do a virtual walk through.






Categories: Sold Homes  




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