Ann Bennett - KELLER WILLIAMS REALTY / Metropolitan



Posted by Ann Bennett on 8/23/2018

Home renovations are generally thought of as a good thing. You can update your home for your own comfort. New amenities will make your life easier. Your home can expand in size. Whatever you are planning to do in your home is bound to have a positive affect. One thing to be aware of when you’re gearing up for the process of any type of home renovation is that of your home insurance. You want to protect yourself and your home as your go through the stages of home renovations. Below, you’ll find some tips to help you complete renovations you desire in your home without having surprise insurance bills. 


Check That Your Contractor Has Insurance Coverage


Before you sign a contract with any contractor be sure that they have sufficient insurance coverage. In particular you want to be sure that they have workers‘ compensation coverage and liability insurance. Don’t be afraid to ask the contractor for the necessary certificates and confirmation of insurance coverage before you even sign the contract. It’s your right as a consumer to know that your contractor is covered properly.


Beware Of Subcontractors As Well


Just because your general contractor is covered doesn’t mean that all subcontractors that are hired have the correct insurance. Electricians, plumbers, and other specialty contractors will need their own insurance on the job. The same rules apply as when you’re hiring any other contractor. Check with the general contractor to understand if their policy will cover all workers that are hired, or if these individuals need to carry their own insurance policies. Check with your home insurance company to see what your home insurance does and doesn’t cover during a renovation period on your home. The more knowledge that you have going into the process, the better it is for you. 


For Your Homeowner’s Insurance Policy


Once the renovations are complete, you’ll need to reassess the policy coverage amounts that you have for your home insurance policy. The renovations that you have completed will undoubtedly increase the value of your home causing you to need to increase the replacement value of your home on your insurance policy. Don’t forget to include everything from new appliances to furniture that has been replaced in the renovation. This will help you to avoid any gaps in coverage. This way, you’ll know that your home will be fully covered. With the right insurance coverage you’ll know that your home is can be rebuilt to the same specifications in the event of a complete loss. You always want this peace of mind as a homeowner.      






Posted by Ann Bennett on 12/7/2017

Your home's wood floors have experienced heavy foot traffic over the years. As a result, they are scratched and battered and must be improved before you can add your home to the real estate market. Unfortunately, it may prove to be costly to have a professional floor refinisher remove wood floor scratches. And as a home seller who has already invested in a number of home repairs, the last thing you need is another hefty home repair bill. So what does it take for home sellers to remove wood floor scratches on a budget? There are many fast, cost-effective ways to eliminate scratches on your wood floors, including: 1. Disguise the Scratches. You may be able to use a crayon or marker to camouflage your wood floors' scratches. Wax sticks also are available at just about any home improvement store and contain stain and urethane that can help you cover up scratches and safeguard your floors' finish. In addition, you may want to try mixing colors to find the right combination to match the color of your hardwood floors. But remember, hardwood floors boast a combination of hues and tones. Therefore, even if you're unable to find the right blend of colors, you should be able to cover up white scratches instantly if you apply similar colors from crayons, markers or wax sticks. 2. Leverage a Combination of Vinegar and Olive Oil. Using a mixture of vinegar and olive oil may help you minimize scratches on your wood floors as well as transform your ordinary floors into dazzling ones. Typically, you'll want to pour a mixture that is equal parts vinegar and olive oil onto the affected area of your wood floors. After 24 hours, wipe off the mixture, and you should notice a significant improvement. It is important to note that this mixture won't deliver instant results every time. However, applying a new coat of vinegar and olive oil onto an affected area of your wood floors over the course of several days may help you eliminate scratches altogether. 3. Use Sandpaper to Your Advantage. Lightweight sandpaper may prove to be an ideal option to fix wood floor scratches. For instance, you can sand the affected area of your wood floors, use wood filler on this area and seal the area accordingly. This may allow you to enhance the appearance of your wood floors and ensure they look brand new. Keep in mind that you may need to sand, fill and seal an affected area of your wood floors a few times to eliminate scratches. But home sellers who remain persistent can use sandpaper to their advantage and minimize scratches on their wood floors without delay. Getting your home ready to list on the real estate market sometimes can be tricky, but your real estate agent can help you find ways to help your residence stand out in a competitive real estate market. In fact, this real estate professional can offer expert insights and ensure you can find ways to maximize the value of your house. Work toward improving the wood floors in your home, and you may be able to speed up the process of selling your residence.





Posted by Ann Bennett on 10/5/2017

Looking for an effective way to boost your home's value? You can take a do-it-yourself (DIY) approach to numerous home improvement projects. By doing so, you can learn how to enhance your residence on your own without breaking your budget. In addition, there are many wonderful DIY home improvement projects that you can complete over the course of a given day, including:

  1. Adding a fresh coat of paint.
A blotchy, inconsistent paint job remains an eye sore that homebuyers are sure to notice. Fortunately, you can add a fresh coat of paint in any room of your home to give this space a fresh, clean look. You can pick up a gallon of paint, rollers, painter's tape and other painting supplies at any home improvement store. And ultimately, this home improvement project may allow you to bolster your home's value as well.
  1. Perform basic landscaping. 
For those who enjoy the great outdoors, cutting the grass, trimming the hedges and other landscaping projects offer an ideal opportunity to improve your home and work outside simultaneously. Basic landscaping is paramount for home sellers, and those who ignore landscaping tasks altogether may damage their home's value significantly. Remember, beauty is in the eye of the beholder, and homebuyers remain unlikely to purchase a residence with high grass and weeds scattered throughout its front yard and backyard. But home sellers who devote the necessary time and resources to perform basic landscaping tasks can improve the appearance of their home's exterior, and eventually, their home's value.
  1. Update fixtures.
Switch plates, outlet covers, curtain rods and other fixtures that have been in place for years could use an update. Luckily, you can pick up stunning fixtures that can easily be replaced and may make your home more appealing to homebuyers, too. Updating your residence's fixtures represents a fun day project for any ambitious home seller. Each fixture is usually inexpensive to purchase and can be installed quickly and effortlessly. Meanwhile, even a minor fixture replacement could make a big difference in the eyes of a homebuyer, particularly if this individual is searching for a residence with awe-inspiring, one-of-a-kind features.
  1. Replace cabinet knobs and drawer handles.
Who says you need to replace all of your kitchen cabinets and drawers to add a touch of glamour to your kitchen's décor? Comparatively, you can replace your kitchen cabinet knobs and drawer handles, which serves as a cost-effective alternative to a full-scale kitchen remodeling project. Revamping your kitchen hardware is essential for homeowners who have ignored their kitchen cabinet knobs and drawer handles for years. But with a simple hardware update, you can improve your kitchen's décor instantly.
  1. Pick up a new front door mat.
You only get one chance to make a first impression, so why not make the most of it? With a fun, exciting new front door mat, you can make a bold statement any time potential homebuyers check out your residence. Front door mats come in a variety of styles and designs, and you're sure to find one that suits your personality perfectly. Also, the right front door mat may help bring a smile to a homebuyer's face before he or she even enters your home, thus delivering a positive first impression. Take advantage of DIY home improvement projects, and you may be able to boost your home's value and help your residence stand out in a competitive real estate market.







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