Ann Bennett - KELLER WILLIAMS REALTY / Metropolitan



Posted by Ann Bennett on 3/4/2019


13 Phillipswood Road, Sandown, NH 03873

Single-Family

$299,999
Price

4
Bedrooms
7
Rooms
2
Baths
This 4 bedroom, 2 bath Gambrel has an open concept kitchen/dining room. The dining room features beautiful hardwood floors and a pellet stove. The large family/great room features newer carpeting, lots of windows and a wood stove making this home cozy with plenty of space for entertaining. The mudroom entry provides the perfect hub for access to the garage and access to the large backyard deck. The backyard has been enlarged and landscaped to include a patio area, paths, coy pond and garden area. Enjoy the best of both worlds, live in a country setting but close to shopping and major highways for an easy commute.
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March 09 at 11:00 AM to 2:00 PM
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Location: 13 Phillipswood Road, Sandown, NH 03873    Get Directions






Categories: New Homes  


Posted by Ann Bennett on 2/28/2019

If you’re a newer homeowner, odds are you don’t really “own” your home outright. Rather, you likely have equity in your home.

In this article, we’re going to talk about what home equity is, how to use it to your advantage, and things you should avoid using your home equity toward.

 What is home equity?

Unless you’re one of the lucky few who paid for their homes in cash, you probably took out a mortgage. As you pay off that mortgage you build equity.

Home equity is essentially the value of a property that a homeowner has at their disposal due to paying back part or all of their mortgage.

However, there’s another factor at play in home equity, and that’s market value.

Since the housing market fluctuates, the value of your home does as well, and as a result, your home equity changes with the market value of a house. That might sound worrying, but the good news is that due to something called appreciation.

In the same way that the cost of living tends to rise each year with inflation, so do housing prices. However, appreciation isn’t the only factor at play in the valuation of your house. As your home ages, it will likely need some renovations, which could decrease the home value.

Generally speaking, however, your equity achieves a net gain as you pay your mortgage and the value appreciates.

Increasing equity

Now that we know why equity can be so beneficial as an asset, let’s talk about ways to build it.

The best way to build home equity is to repay your home loan. However, more than simply repaying, you’ll want to repay in the fewest number of years to avoid paying more in interest. The longer you take to pay your mortgage, the more interest accrues that could have been used toward other investments.

The second way to increase equity is one we mentioned before--market fluctuation--namely appreciation. To improve the chances of getting a high appraisal of your home, it’s important to keep up with maintenance and make smart renovation choices that will have a high return on investment.

Using home equity

The best use of home equity is to leave it be and increase its value over time. However, that isn’t always possible for all of us. Since many of us need to move before repaying our full mortgage, equity allows homebuyers to use their equity toward their next mortgage.

Another option is to take out a home equity loan or home equity line of credit. Ideally, you’ll only use these loans if you’re planning on using the loan money to increase the value of the home via home improvement projects.

Borrowing against your home equity does come with risks. Since you are putting your share of your home on the line, there is a chance of your home being foreclosed on if you don’t repay the home equity loan. However, lenders typically seek other methods of repayment or settlement before foreclosure.





Posted by Ann Bennett on 2/21/2019

Packing your entire house is a daunting task to say the least. We are always left wondering how did we end up with so much stuff?

A quick Google search will bring up “ultimate lists” of all of the “packing hacks” you could ever humanly think of. Making the process feel even more daunting.

Here’s your guide to packing tips you’ll actually be glad to know - and none of what you won’t.

Start by decluttering as much as possible.

Get rid of what you no longer need or use. The more you get rid of now the less you have to pack up, carry or even pay to have moved to the new house. Depending on your timeline try to give yourself at least one week where you go through each room one day at a time. However, if you have even more time available you can tackle this project by sections of each room. That smaller you can break down any task the easier and more manageable it becomes.

Schedule your move date.

Schedule your move day with movers at least a month ahead of time to guarantee your perfect time slot. Planning ahead in this way also leaves plenty of room to negotiate with your moving company to find the cheapest time of the month to move. If you have a flexible schedule or able to put in for the time off ahead of time you’ll open up even more possibility for snagging a great deal.

In fact, schedule everything.

Make a schedule and to do list for the moving process. Add it to your calendar, whether that be physical, digital or both! Know your disconnect times will be and when you need to bring back items like cable boxes. Call in for help at least a few weeks out so friends and family are able to make room in their own schedules to help you out.

Pack savvily.

Pack a little bit each day starting with the least essential items you can easily live without. Save money on boxes by asking your local stores, like the grocery or liquor store, for free boxes. Keep thick blankets out to wrap fragile items like your television in if your moving company doesn’t offer them or you’re moving on your own. Buy different colored packing tape to color code boxes by room. Assign one room to each color and label each box well by including its contents to make unpacking a snap.

Be prepared on moving day.

Find the fastest and shortest route from your old house to the new one. While researching be on the lookout for potential tie-ups like construction or a large town event. Have extra packing tape, light bulbs, and extension cords on hand for moving day. Before unplugging all of your electronics take pictures of your cord setup to take the guesswork out of setup at the new house. Defrost and clean out your fridge at least the day before move day. You’ll avoid messy leaks and can look forward to a like-new fridge on move-in day. Keep a cleaning kit on hand and at the ready, you never know what accidents might pop up during the moving process.




Categories: Uncategorized  


Posted by Ann Bennett on 2/14/2019

If your home has hardwood floors, you’re going to want to put carpets in and around the home. This helps to warm the space up both visually and physically. How do you know what size area rug to choose or what colors to choose? It’s quite simple. There are a few rules of thumb that you should know in order to help you choose the right rug for each room of the home. 


First, you’ll need to measure the seating area. You’ll select the rug that’s the closest size up from those measurements. Choose the next size up from that so all of your furniture can rest on the rug. Alternatively, you can set the room up so that no furniture rests on the rugs and the carpet simply sits in front of the furniture. This is all a matter of taste.  


Fill The Room With A Rug


You can fill an entire room with a rug as well. Just measure the room and subtract a 2-foot perimeter around the room for floor space. 


Layer Your Rugs For A Great Visual Effect


You can create more definition in your room by layering rugs. You can put a smaller rug on top of a larger rug for something a bit visually interesting in the room. Smaller rugs help to define a seating area, so you would layer those rugs on top of a larger rug.


Furniture Movers


Placing movers or sliders under furniture is more than just for rearranging a room. These little disks help to protect both your hardwood floors and your carpets. You’ll have floors free from scratches, tears, and scuffs. If you think that furniture can’t ruin carpets, think again!  


Dining And Kitchen        


For rugs in your dining area, the carpet should surround your table. The rug needs to extend out a bit beyond the focal point of the room. Measure about two feet beyond your table as a good rule of thumb. 


In the kitchen, make sure that your rugs are slip resistant. Put rugs near the places that you tend to stand the most like the sink and oven. You could put several area rugs in the kitchen to create a warmer feel in the room without making it hard to clean. 


Bedroom


In your bedroom, one of the most important purposes for a rug is having a soft, warm place for your feet in the morning. An area rug should extend out at least two feet beyond the bed itself, which is the focal point of the room. If you’re using smaller rugs, place them strategically so that your feet are warm yet the bed is still the main visual focus in the room. 


Color Choice


Remember that your rug should be an accent to a room. Your walls are the dominant color and your rug will only add to the beauty. Pick a color that blends well with the rest of the scheme of the room.




Categories: Decorating   furniture  


Posted by Ann Bennett on 2/7/2019

Not all home improvements cost thousands of dollars. Sometimes, it’s the little things that make the most impact. So, if you’re avoiding putting your house on the market because you know it needs work, or if you’re passing over the house in your budget’s sweet spot because you think it might be a money pit, check out these inexpensive options for adding to your property’s value.

$999 and under

  • Give your appliance package an overhaul: Upgrading appliances to modern, energy-efficient versions gives your kitchen an instant update. Wait for the next holiday sale (New Years, President’s Day, Memorial Day, Independence Day, and Black Friday) to hit up the big box appliance and DIY stores for deals on appliance packages. Stainless steel remains on-trend and complements any kitchen style.
  • Trick out your turf: Re-sod your lawn to replace the weed-prone mixtures to give your property instant curb appeal. Consult with a landscape professional to make certain the sod you choose is best for your property's soil, drainage, and sun/shade requirements.
  • Deal with the door: After all, your entry is the first impression of your home. Replace the outdated one with an architecturally advanced solid core beauty or give your home a needed decorative leaded window version. Then, stain or paint it with an eye-catching splash of color.
  • Lighten up: Change out all existing light bulbs for high-efficiency LED replacements. Not only will your utility bill go down, but if you choose “daylight” or “warm” bulb versions, your home will feel light and bright.
  • Add a fan: Replacing ceiling light fixtures for fans gives your room an instant upgrade. Choose from sleek metallic models for a modern look or beautifully detailed versions to match your home's authentic vibe. If you happen to live in a temperate climate, a whole-house fan is an excellent investment. These fans, installed in a hallway ceiling or at the top of the stairs, pull cold air from lower levels throughout the home reducing your need for air conditioning.
  • Fix the fixture: Okay, so sometimes they aren't fixable. But faucets and light fixtures are easy to replace. Check your local hardware store for sales, closeouts, and other discounts on lighting or faucets and you will give your home a whole new look for less.
  • Pitch the popcorn: If your home still has those outdated popcorn ceilings, invest a little elbow-grease into scraping them off. Over a weekend, using a softening solution available from your favorite DIY store (and some drop cloths), spray and scrape those ceilings smooth. Once your ceiling is clear of the texture, paint it a lovely flat white or complementary color to your walls. Trim them out with crown molding for an added touch of luxe. Paintable polyurethane versions become indistinguishable from wood when installed and brushed with a lovely glossy white.

Over time, a little change here, a little upgrade there and your home's value magically improves without breaking the bank. If you'd like a professional opinion about which updates and upgrades could add the most value to your home, schedule a consultation with a real estate professional.




Categories: Home Improvements   DIY   home value  




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